Pays
Philippines
Ville
TAGUIG CITY
Lieu de travail
TAGUIG CITY-WORLD PLAZA(PHL)
Société employeur
TotalEnergies Global Financial Services
Domaine
Finance
Type de contrat
CDI
Expérience
Minimum 10 ans

Profil du candidat

Related Experience and Qualification:

Minimum 8 years relevant experience in credit analysis of regional corporates

Bachelor's Degree in finance, business economics or a related field.

Experience in a credit marketing/ credit evaluation / credit approval role in Financial Institution, loan approval in banks or independent credit agent

Analytical and strong ability to provide credit-mitigated solutions to investment decision.

Strong track record of extracting, analyzing, and tabulating relevant data to draft credit papers and make approval recommendations.

Maintain strong contacts with credit rating partners in SEA countries.

Excellent communication skills to drive decision with internal and external stakeholders.

Leadership experience to manage an oversea team would be an added advantage.

Self-starter, willingness to take ownership of deliverables.

Success-oriented and comfortable working in a dynamic and fast-paced environment

Activités

Responsibilities:

Reporting to the head of finance and systems, this role will work closely with the Business Development, Sales in the regional office and in countries, as well as the Central Credit Management Team in Paris and Credit Assessment Team in Finance Ops center in Manila, to make informed decisions across the group and Asia region.

Credit Risk Policy and Credit Rating Matrix

Implement the risk management policy and procedure from the group.

Drive the policy and procedure optimization to best fit the portfolios in APAC countries.

Influence and ensure strong confidence of internal and external stakeholders on the credit risk management system in the region.

Spearheaded the APAC credit committee to discuss/approve projects we can endorse to DG Credit Committee or flexibility requests in lowering down.

Review, maintain and improve on the customer credit rating processes and scoring algorithms to enhance the entire workflow efficiency and effectiveness.

Spearhead the scouting of relevant credit bureau report provider in APAC from D&B, Experian, S&P

Initiate and ensure the completion periodic credit review by retrieving needed AFS from customers, and trusted credit bureau report provider (D&B, Experian)

Develop and drive the implementation of country- based credit rating Matrix exclusive to some markets.

Regular review of credit matrix computation and propose irrelevant ratios that doesn’t provide any impact in the assessment.

Identify and onboard qualified credit rating agency (S&P, D&B and Experian) and insurance provider (Coface & Allianz) which might be helpful to the business.

TotalEnergies Renewables Asia

10th Floor, World Plaza, 30th Street 5th Avenue Cor., Bonifacio Global City, 1635 Taguig City

Explore the need of local credit bureau agencies which will be beneficial in performing credit assessments

Strong understanding of macro and microeconomics of APAC countries which might affect credit quality and propose appropriate rating recommendations and risk mitigation plan.

Initiate and implement the credit governance proposal to REN credit team.

Credit Risk Management - Investment

Approve light credit check performed by sales team in early phase.

Support project for approval to business (REN/DG/CPPA) Credit committee

Initiate and introduce credit agent and related credit assessment tools to be used by BD team in performing light credit check.

Review and approve full credit check performed by regional credit team according to the designed matrix and proposed securities.

Provide advice on credit proposal origination, credit approvals and external financing risks with the relevant businesses team and project finance team.

Drive and close follow up the approval from central credit team and represent region in central credit committee meeting with business team.

Advise sales, legal and finance on credit related clause in the contract drafting process. Currently aligned with the inclusion of change of control clause and deterioration of financial performance.

Liaise with internal team in the group, banks and external credit facility providers and on the issuance of guarantees, bonds and other credit instruments.

Maintain and report credit risk management dashboard to regional management and HQ.

Qualify the banks (Class A) or equivalent who will be issuing bank guarantees, performance bonds and seeks approval to APAC management if needed.

Credit Risk Mitigation – Project Construction and Operation

Performing annual credit reviews for all awarded projects.

Supervise and review contract execution for both on balance sheet and off-balance sheet securities with the aid of CSM.

Supervise and review credit risk review and rating on EPC contractors performed by the regional credit team in Manila.

Report to regional management on identified credit risks of operating assets and propose solution.

Chair the regional credit committee meeting on identified credit risks and payment delay.

Facilitate credit reviews for REN/DG/APC across all countries and all

Support project finance team on the external financing process to raise debt.

Finance Ops Center

Lead the operations of the finance ops center in Manila including MDM, PtP and OtC currently for 9 countries within APAC (Singapore, Philippines, Thailand, Indonesia, India, Cambodia, Vietnam, Malaysia, Japan, JV and more)

Facilitated the support of the movement of projects from to JV entities.

Responsible for the transition of finance operational processes associated to Ops center from country finance.

Execute and maintain effective internal control according to group and regional policies, guidelines.

TotalEnergies Renewables Asia

10th Floor, World Plaza, 30th Street 5th Avenue Cor., Bonifacio Global City, 1635 Taguig City

Develop and implement Standard Operating Procedures (SOP) across the processes performed by Ops center.

Auxiliary Tasks for Region/Center in the Philippines

Office facility management

Initiates the procurement of needed assets for the country.

Support and coordinate with operations and regional finance on license and permits required for REN/DG entities in Philippines.

Home director and Treasurer for TRDPC, TRPPC and TERPPC

Related Experience and Qualification:

Minimum 8 years relevant experience in credit analysis of regional corporates

Bachelor's Degree in finance, business economics or a related field.

Experience in a credit marketing/ credit evaluation / credit approval role in Financial Institution, loan approval in banks or independent credit agent

Analytical and strong ability to provide credit-mitigated solutions to investment decision.

Strong track record of extracting, analyzing, and tabulating relevant data to draft credit papers and make approval recommendations.

Maintain strong contacts with credit rating partners in SEA countries.

Excellent communication skills to drive decision with internal and external stakeholders.

Leadership experience to manage an oversea team would be an added advantage.

Self-starter, willingness to take ownership of deliverables.

Success-oriented and comfortable working in a dynamic and fast-paced environment

Contexte et environnement

Energy is central to a series of future challenges. Everywhere in the world, Total's employees are helping to make energy better.

You can join the Total Solar Distributed Generation team in Singapore to take up the challenge of solar energy within the group Total and to contribute to our objective of becoming leader in responsible energy produced, distributed and consumed on a global scale. We are looking for talented, committed people to join our human and collective endeavor in which the corporate culture and each person's experience and creativity come together to make our group successful and build a responsible energy future.

With the rapid growth of business in Asia countries, Total Solar is looking for a Credit Risk Manager Specialist to join in the regional finance team to implement and improve the credit risk management policies and processes cross the region.

Responsibilities:

Reporting to the head of finance and systems, this role will work closely with the Business Development, Sales in the regional office and in countries, as well as the Central Credit Management Team in Paris and Credit Assessment Team in Finance Ops center in Manila, to make informed decisions across the group and Asia region.

Credit Risk Policy and Credit Rating Matrix

Implement the risk management policy and procedure from the group.

Drive the policy and procedure optimization to best fit the portfolios in APAC countries.

Influence and ensure strong confidence of internal and external stakeholders on the credit risk management system in the region.

Spearheaded the APAC credit committee to discuss/approve projects we can endorse to DG Credit Committee or flexibility requests in lowering down.

Review, maintain and improve on the customer credit rating processes and scoring algorithms to enhance the entire workflow efficiency and effectiveness.

Spearhead the scouting of relevant credit bureau report provider in APAC from D&B, Experian, S&P

Initiate and ensure the completion periodic credit review by retrieving needed AFS from customers, and trusted credit bureau report provider (D&B, Experian)

Develop and drive the implementation of country- based credit rating Matrix exclusive to some markets.

Regular review of credit matrix computation and propose irrelevant ratios that doesn’t provide any impact in the assessment.

Identify and onboard qualified credit rating agency (S&P, D&B and Experian) and insurance provider (Coface & Allianz) which might be helpful to the business.

TotalEnergies Renewables Asia

10th Floor, World Plaza, 30th Street 5th Avenue Cor., Bonifacio Global City, 1635 Taguig City

Explore the need of local credit bureau agencies which will be beneficial in performing credit assessments

Strong understanding of macro and microeconomics of APAC countries which might affect credit quality and propose appropriate rating recommendations and risk mitigation plan.

Initiate and implement the credit governance proposal to REN credit team.

Credit Risk Management - Investment

Approve light credit check performed by sales team in early phase.

Support project for approval to business (REN/DG/CPPA) Credit committee

Initiate and introduce credit agent and related credit assessment tools to be used by BD team in performing light credit check.

Review and approve full credit check performed by regional credit team according to the designed matrix and proposed securities.

Provide advice on credit proposal origination, credit approvals and external financing risks with the relevant businesses team and project finance team.

Drive and close follow up the approval from central credit team and represent region in central credit committee meeting with business team.

Advise sales, legal and finance on credit related clause in the contract drafting process. Currently aligned with the inclusion of change of control clause and deterioration of financial performance.

Liaise with internal team in the group, banks and external credit facility providers and on the issuance of guarantees, bonds and other credit instruments.

Maintain and report credit risk management dashboard to regional management and HQ.

Qualify the banks (Class A) or equivalent who will be issuing bank guarantees, performance bonds and seeks approval to APAC management if needed.

Credit Risk Mitigation – Project Construction and Operation

Performing annual credit reviews for all awarded projects.

Supervise and review contract execution for both on balance sheet and off-balance sheet securities with the aid of CSM.

Supervise and review credit risk review and rating on EPC contractors performed by the regional credit team in Manila.

Report to regional management on identified credit risks of operating assets and propose solution.

Chair the regional credit committee meeting on identified credit risks and payment delay.

Facilitate credit reviews for REN/DG/APC across all countries and all

Support project finance team on the external financing process to raise debt.

Finance Ops Center

Lead the operations of the finance ops center in Manila including MDM, PtP and OtC currently for 9 countries within APAC (Singapore, Philippines, Thailand, Indonesia, India, Cambodia, Vietnam, Malaysia, Japan, JV and more)

Facilitated the support of the movement of projects from to JV entities.

Responsible for the transition of finance operational processes associated to Ops center from country finance.

Execute and maintain effective internal control according to group and regional policies, guidelines.

TotalEnergies Renewables Asia

10th Floor, World Plaza, 30th Street 5th Avenue Cor., Bonifacio Global City, 1635 Taguig City

Develop and implement Standard Operating Procedures (SOP) across the processes performed by Ops center.

Auxiliary Tasks for Region/Center in the Philippines

Office facility management

Initiates the procurement of needed assets for the country.

Support and coordinate with operations and regional finance on license and permits required for REN/DG entities in Philippines.

Home director and Treasurer for TRDPC, TRPPC and TERPPC

Related Experience and Qualification:

Minimum 8 years relevant experience in credit analysis of regional corporates

Bachelor's Degree in finance, business economics or a related field.

Experience in a credit marketing/ credit evaluation / credit approval role in Financial Institution, loan approval in banks or independent credit agent

Analytical and strong ability to provide credit-mitigated solutions to investment decision.

Strong track record of extracting, analyzing, and tabulating relevant data to draft credit papers and make approval recommendations.

Maintain strong contacts with credit rating partners in SEA countries.

Excellent communication skills to drive decision with internal and external stakeholders.

Leadership experience to manage an oversea team would be an added advantage.

Self-starter, willingness to take ownership of deliverables.

Success-oriented and comfortable working in a dynamic and fast-paced environment